Personal Finance

Empowering Grade 9-12 students with financial literacy

Canadian youth are growing up in a time in which spending is easier than ever and debt is a way of life.

This problem is exacerbated by hectic family schedules, which leave parents with little time to teach their children about money management. Limited resources in schools mean that they are also not able to teach students critical financial skills that will keep them out of debt and help them succeed in life. 

Personal Finance is JA’s new financial literacy program for Grade 9-12 students. The program teaches students personal money management skills including the key elements of personal finance such as spending wisely, budgeting, saving, investing and using credit. 


How We Achieve

Achievers are three times less likely to spend more than they earn*

*The Boston Consulting Group (2011 report)


Durant ce programme interactif, les étudiants atteindront les objectifs suivants :


•  Reconnaître la place du revenu dans les finances personnelles

•  Découvrir l’importance de planifier ses décisions financières

•  Définir les articles chers et les dépenses imprévisibles qui nécessitent des épargnes

•  Découvrir l’importance de créer et de respecter un plan de dépenses

•  Définir les types de dépenses qui peuvent faire partie d’un budget mensuel

•  Saisir l’importance des décisions éclairées en matière de crédit afin d’éviter les conséquences coûteuses

•  Évaluer les risques potentiels de leurs finances personnelles

• Apprendre à utiliser des méthodes de prévention afin de limiter les pertes éventuelles


Program availability
South Western Ontario
Prince Edward Island


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Our mission is to inspire and prepare young people to succeed in a global economy.