Dollars with Sense

Empowering Grade 7-9 Students to Make Smart, Lifelong Financial Choices

Canadian youth are growing up in a time in which spending is easier than ever and debt is a way of life. This problem is exacerbated by hectic family schedules, which leave parents with little time to teach their children about money management.

How can we prepare today’s youth to avoid personal debt? 

Through the Dollars With Sense program, Grade 7-9 students get the vital tools they need to make smart financial decisions, live debt-free and become savvy investors. Students learn personal money management skills that they can apply to their lives ... beginning now.

After completing the program, students will be prepared to:
  • Identify their financial needs, wants, and goals

  • Develop a money management self-profile

  • Understand what influences their spending

  • Make informed consumer decisions

  • Calculate the cost of credit and prepare a budget

  • Assess the benefits and risks of online shopping, as well as learn how to avoid scams


Download the Program Sheet


Students can also access our self-directed program through the JA Campus.

Programs offered on the JA Campus allow students to learn on an easy-to-use platform and test their knowledge through fun interactive exercises. This virtual learning space is free to use - set up your free account today!


 Visit the JA Campus

Use the links below for more information about getting involved with Dollars with Sense.

To check program availability, or for more information about Dollars with Sense, contact your local JA office.

Program availability
JA Northern Alberta & Northwest Territories
JA Southern Alberta
JA British Columbia
JA Central Ontario
JA Ottawa
JA Northern and Eastern Ontario
JA South Western Ontario
JA Manitoba
JA New Brunswick
JA Newfoundland and Labrador
JA Nova Scotia
JA Prince Edward Island
JA Quebec


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Our mission is to inspire and prepare young people to succeed in a global economy.