More than Money

Preparing Grade 3-4 Students for Their Financial Futures

The earlier students learn how to manage money, the greater their chances of lifelong financial success.

According to a study by the JumpStart Coalition for Financial Literacy, only 26% of 13-21-year-olds said their parents taught them how to manage money. This gap is not being addressed by schools, as many don’t have the resources to offer classes in financial literacy.

JA's More than Money program introduces young learners to the concepts of earning, spending, sharing and saving money in order to increase their chances of lifelong financial success. Throughout the program, students will have the opportunity to think like an entrepreneur and develop financial literacy skills that they can apply to a simulated business.


After completing the program, students will be prepared to:
  • Identify the role of money in everyday life

  • Explain the benefits of using a savings account

  • Define business, goods, and services

  • Appreciate the potential for entrepreneurs to positively impact their community and the world

  • Identify the basic steps for building a small business

  • Develop a basic business plan

  • Explain why financial institutions lend money

By completing the More than Money program, students will learn how proper money management can improve their lives, as well as how their financial choices can impact others. Students will also gain the confidence to apply this knowledge to their lives, enabling them to make smart financial choices.


Download the Program Sheet


Students can also access our self-directed program through the JA Campus.

Programs offered on the JA Campus allow students to learn on an easy-to-use platform and test their knowledge through fun interactive exercises. This virtual learning space is free to use - set up your free account today!


 Visit the JA Campus

Use the links below for more information about getting involved with More than Money.

To check program availability, or for more information, contact your local JA office.

Program availability
JA Northern Alberta & Northwest Territories
JA Southern Alberta
JA British Columbia
JA Central Ontario
JA Northern and Eastern Ontario
JA South Western Ontario
JA Manitoba
JA New Brunswick
JA Newfoundland and Labrador
JA Prince Edward Island
JA Quebec


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Notre mission est d'inspirer et de préparer les jeunes à réussir dans une économie mondiale.Our mission is to inspire and prepare young people to succeed in a global economy.