Personal Finance

Canadian youth are growing up in a time in which spending is easier than ever and debt is a way of life.

This problem is exacerbated by hectic family schedules, which leave parents with little time to teach their children about money management. Limited resources in schools mean that they are also not able to teach students critical financial skills that will keep them out of debt and help them succeed in life. 

Personal Finance program teaches students in grades 9-12 personal money management skills including the key elements of personal finance such as spending wisely, budgeting, saving, investing and using credit. 

Durant ce programme interactif, les étudiants atteindront les objectifs suivants :

• Reconnaître la place du revenu dans les finances personnelles

• Découvrir l’importance de planifier ses décisions financières

• Définir les articles chers et les dépenses imprévisibles qui nécessitent des épargnes

• Découvrir l’importance de créer et de respecter un plan de dépenses

• Définir les types de dépenses qui peuvent faire partie d’un budget mensuel

• Saisir l’importance des décisions éclairées en matière de crédit afin d’éviter les conséquences coûteuses

• Évaluer les risques potentiels de leurs finances personnelles

• Apprendre à utiliser des méthodes de prévention afin de limiter les pertes éventuelles

After completing the program, students will be prepared to:

• Recognize the role income plays in personal finances

• Discover the importance of planning their financial decisions

• Identify high-dollar items and unexpected costs that require savings

• Explain the importance of making and keeping a spending plan

• Consider the types of expenditures that might go into a monthly budget

• Express the need to make good credit decisions to avoid costly consequences

• Assess potential risks to their personal finances

Students can also access our self-directed program through the JA Campus.

Programs offered on the JA Campus allow students to learn on an easy-to-use platform and test their knowledge through fun interactive exercises. This virtual learning space is free to use - set up your free account today!

Cliquez sur les liens ci-dessous pour obtenir de plus amples renseignements sur la façon de participer à Finances Personnelles

Pour vérifier la disponibilité d’un programme ou pour obtenir plus de détails, contactez votre bureau JA local.

Use the links below for more information about getting involved with Personal Finance.

To check program availability, or for more information, contact your local JA office.