More than Money

Preparing Grade 3-4 Students for Their Financial Futures

The earlier students learn how to manage money, the greater their chances of lifelong financial success.

According to a study by the JumpStart Coalition for Financial Literacy, only 26% of 13-21-year-olds said their parents taught them how to manage money. This gap is not being addressed by schools, as many don’t have the resources to offer classes in financial literacy.

JA has designed the More than Money program to address this challenge. With the assistance of volunteers from the local business community, the program teaches elementary students about earning, spending, sharing and saving money.


How We Achieve

Achievers save more, borrow less, and do better financially than the average Canadian. As a result, they are more self-reliant and better prepared for retirement.*

*The Boston Consulting Group (2011 report)


In this interactive classroom program, students use games and multimedia to:

  • Identify the role of money in everyday life

  • Practice making sound financial choices using cooperative decision-making skills

  • Manage a personal bank account by making deposits and withdrawals

  • Identify ways to earn income through jobs or a small business

  • Learn how to make ethical personal and business money management choices

  • Develop a basic business plan based on their job skills and interests

  • Apply the problem-solving and money management skills needed to operate a small business

By the end of More than Money, students will understand how proper money management can improve their lives, as well as how their financial choices can impact others. They’ll gain the confidence to apply this knowledge to their lives, enabling them to grow up making smart financial choices.


Downlaod the More than Money Program Sheet

Use the links below for more information about getting involved with More than Money.

To check program availability for Charters outside of Ontario, Manitoba and Prince Edward Island, or for more information about More than Money, contact your local JA office

Program availability
Northern Alberta and Northwest Territories
Southern Alberta
British Columbia
Central Ontario
London and District
Northern and Eastern Ontario
South Western Ontario
South Western Ontario
Waterloo Region
New Brunswick
Newfoundland and Labrador
Nova Scotia
Prince Edward Island


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Our mission is to inspire and prepare young people to succeed in a global economy.